Jump into July with tips for smarter spending, scam protection, and money habits that heat up your financial wellness.
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A father and son kayaking on a lake with USALLIANCE Financial logo and the words "July 2025" on top.

This month is all about building knowledge and habits that move you closer to your financial goals. In our featured article, “What You Didn’t Know About Home Loans,” we’re unpacking some of the lesser-known facts that could make a big difference when you’re borrowing. You’ll also discover why paying yourself first is a key money move, how to spot and avoid common peer-to-peer (P2P) payment scams, and easy strategies to boost your financial wellness—because every step brings you closer to greater financial control.

A couple sitting in their new home surrounded by moving boxes, drinking coffee.

What You Didn't Know About Home Loans

Thinking about buying a home? 🏡 Before you dive in, make sure you really understand how home loans work—there’s more to it than just the monthly payment!

We’ve put together some important things you might not know about home loans that can help you feel confident and prepared.

Learn more

Infographic of the Month

Start your savings off right by paying yourself first. Here are 5 reasons why it’s a game-changer for your financial health. 💡💵

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Learn more

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Fraud Tip ​

Peer-to-peer (P2P) payment platforms make sending money easy—but once funds are sent, they’re usually gone for good. Scammers exploit this with tricks like fake refunds, bogus utility bills, and phony payment receipts. Only send money to people you know and trust, and always verify before transferring funds.

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Make saving effortless by automating it.

It’s easy to forget about that streaming service, fitness app, or free trial that quietly turned into a monthly charge. Hidden recurring fees can sneak up on your budget. Take a few minutes every few months to review your bank and credit card statements, spot any unused subscriptions, and cancel what you don’t need. It’s a simple way to free up extra cash without making major changes.

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