It's February and that means something different for everyone. Some of us are still struggling to get back into our normal routines after the holidays, while others have already charged headfirst into 2024 and are pursuing their resolutions and goals. No matter what camp you fall into, the USALLIANCE Newsletter has something for you! If you're still stuck in a post-holiday malaise, our article "Your Complete Guide to Holiday Shock Recovery" can help you get out of your rut and back into the swing of things. Our infographic this month might help if one of your resolutions is to increase your savings - you can learn about a valuable financial tool by downloading "All You Need to Know About Share Certificates". No matter if you dove head first into 2024 or you're still dipping your toe in, two things that always matter are security and education, so make sure you check out our monthly financial education and fraud tips!

Your Complete Guide to Holiday Shock Recovery

The holidays are long gone by now, and 2024 is in full swing, but some of us are still struggling to get out of the post-holiday rut. It can be difficult to get back to normal life after so much time off and spending it with family and friends, but we are here to help with this guide to holiday shock recovery.

February Fraud Tip: Know Where to Go

If you suspect that you've been a victim of a scam or fraud, it's important to know who you can contact for help! Here are some helpful places you can go to if you ever find yourself a victim:

• Local Law Enforcement
• Federal Trade Commission (FTC)
• Internet Crime Complaint Center (IC3)
• Your Financial Institution

February Financial Education Tip

We've all heard it before: saving up an emergency fund is a key part of your financial wellness. It's usually suggested that you should have 3-6 months' worth of living expenses put away in case of an emergency such as losing your job, a major health incident, or any of the other unforeseen things that happen in life.

That can seem like a ton of money to save and set aside, and many people get too intimidated by the goal number to even start. Don't worry about saving it all at once - start small, keep building your emergency fund consistently, and over time, you will get there!

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