1 - Every dollar(s) in qualifying purchase transactions, net of returns, made on their credit card account eligible in this Rewards Program earns Point(s). Point accrual rate is subject to change at the discretion of the Credit Union. Base points accrue at one (1) point per dollar. Bonus points are available on a promotional basis. As of 09/01/2022, all eligible grocery store or supermarket transactions on USALLIANCE Visa Signature Cards will earn five (5) points per dollar above the standard base point until 12/31/2023. Maximum points earned per eligible grocery transaction is six (6). Eligible grocery store or supermarket transactions are defined at the sole discretion of USALLIANCE Financial. Charges or transactions may be added to, or removed from, eligible charges and transactions at any time. No points are earned for finance charges, fees, cash advances, convenience checks, foreign transaction currency charges, or credit life and/or disability (payment protection) insurance charges posted to their account. Purchase transactions are subject to the APR (Annual Percentage Rate). Points will expire three years from the end of the calendar year in which they are earned, and will expire on a first-in, first-out basis annually. (i.e., points earned in calendar year one will expire on the last business day of calendar year four.) Accounts must be open and in good standing (not delinquent, over limit, or otherwise not available to use for charges) at the time of redemption. Points may be redeemed on the scorecardrewards.com member portal. To redeem for cash or statement credit, you must have a minimum of 2,500 points. Redeemed cash will be transferred into your eligible USALLIANCE Deposit Account within 7 business days of redemption. Cash Back and Statement Credit redemptions must be made in increments of $25. Additional terms apply, refer to the ScoreCard® Bonus Point Program Rules for more information. USALLIANCE Financial reserves the right to alter promotion timing and conditions without notice.

2 - Every dollar(s) in qualifying purchase transactions, net of returns, made on their credit card account eligible in the USALLIANCE Visa Signature Rewards Program earns Point(s). Point accrual rate is subject to change at the discretion of the Credit Union. Base points accrue at one (1) point per dollar. Bonus points are available on a promotional basis. Effective 04/01/2021, USALLIANCE Visa Signature Cards earn an additional two (2) bonus points per eligible transaction (for a total of three (3) points per transaction) until 12/31/2022. No points are earned for finance charges, fees, cash advances, convenience checks, foreign transaction currency charges, or credit life and/or disability (payment protection) insurance charges posted to their account. Purchase transactions are subject to the APR (Annual Percentage Rate). Points will expire three years from the end of the calendar year in which they are earned, and will expire on a first-in, first-out basis annually. (i.e., points earned in calendar year one will expire on the last business day of calendar year four.) Accounts must be open and in good standing (not delinquent, over limit, or otherwise not available to use for charges) at the time of redemption. Points may be redeemed on the scorecardrewards.com member portal. To redeem for cash or statement credit, you must have a minimum of 2,500 points. Redeemed cash will be transferred into your eligible USALLIANCE Deposit Account within 7 business days of redemption. Cash Back and Statement Credit redemptions must be made in increments of $25. Additional terms apply, refer to the ScoreCard® Bonus Point Program Rules for more information. USALLIANCE Financial reserves the right to alter promotion timing and conditions without notice.

To receive any advertised product, you must become a member of USALLIANCE Financial.

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Questions or comments? Email memberservices@usalliance.org
or call (800) 431-2754 (M-F 7:30am-8pm ET, Saturday 9am-3pm ET)

Federally Insured by NCUA | Equal Housing Lender NMLS #562301.

APR = Annual Percentage Rate | APY = Annual Percentage Yield

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